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Indexed

Universal Life

Insurance

Kelly Knipe

Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.

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Louis Staffieri

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https://www.facebook.com/reel/1252225886375794

Happy Customers

More than clients taken care of!

Indexed Universal Life Insurance

Kelly Knipe

Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.

About Us

Helping You To

Manage Your IUL

Insurance Needs!

Owner/Broker Kelly Knipe started his insurance career in 1998 providing life and health insurance. In 2001 he obtained his Property & Casualty license and while working at a large regional firm developed the skills and knowledge necessary to properly advise clients from small to large. Sierra Diversified Insurance Services is commited to providing the best risk management programs while negotiating the most competitive rates available in the insurance marketplace!

Kelly Knipe


NPN: 2438100

About Us

Helping You To

Manage Your IUL Insurance Needs!

Owner/Broker Kelly Knipe started his insurance career in 1998 providing life and health insurance. In 2001 he obtained his Property & Casualty license and while working at a large regional firm developed the skills and knowledge necessary to properly advise clients from small to large. Sierra Diversified Insurance Services is commited to providing the best risk management programs while negotiating the most competitive rates available in the insurance marketplace!

Kelly Knipe


2438100

Everything You Need To Know

About IUL Insurance

At A Glance

What is Indexed Universal Life Insurance?

IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.

Important Details

IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.

Everything You Need To Know About

IUL Insurance At A Glance

What is Indexed Universal Life Insurance?

IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.

Important Details

IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.

Reviews

Real-Life Testimonials

From Satisfied Clients

Louis Staffieri

https://www.facebook.com/reel/1252225886375794

David Allen

https://www.facebook.com/profile.php?id=100063155713143&sk=reviews

Archie Wiles

https://www.facebook.com/profile.php?id=100063155713143&sk=reviews

Reviews

Real-Life Testimonials

From Satisfied Clients

Louis Staffieri

"https://www.facebook.com/reel/1252225886375794"

David Allen

"https://www.facebook.com/profile.php?id=100063155713143&sk=reviews"

Archie Wiles

"https://www.facebook.com/profile.php?id=100063155713143&sk=reviews"

More Info

Important Questions

Is Indexed Universal Life Insurance Right for Me?

IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.

How Much Coverage Do I Need?

The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.

Is a Medical Exam Required?

In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.

Can I Access the Cash Value?

Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.

How do I Sign Up?

You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.

More Info

Important Questions

Is Indexed Universal Life Insurance Right for Me?

IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.

How Much Coverage Do I Need?

The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.

Is a Medical Exam Required?

In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.

Can I Access the Cash Value?

Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.

How do I Sign Up?

You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.

Looking for a First-Class IUL Insurance Consultant?

Looking for a First-Class IUL Insurance Consultant?

Kelly Knipe is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.

National Producer Number: 2438100

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Kelly Knipe is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.

National Producer Number: 2438100

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